Your wealth.
Aligned with your faith.
A halal-first portfolio tracker for Muslim investors. Screen supported stocks, understand what you own, and explore zakat and purification tools—all in Penny.
Available for iPhone · Free trial in the app
Educational screening, not certification or a fatwa. See our methodology
Invest with your values
Review halal screening results and the rules behind them.
See your whole portfolio
Bring stocks, funds, crypto, and more into one view.
Make room for your obligations
Explore zakat estimates and dividend purification tools.
Understand what you own.
And where to go next.
Three ways to understand your investments.
Choose a feature to see it in the app.
Know what you own.
And what it means.
A clear view of halal, doubtful, and non-compliant holdings. See the screening result and the reasoning behind it, without piecing it together yourself.
- Live checks for supported US stocks
- Business activity and financial ratio breakdowns
- A clear place to start your review
Start with a question.
Leave with perspective.
Does my portfolio reflect my values?
Review your holdings and find the positions that deserve a closer look.
What should I set aside?
Work through your assets and estimate your zakat with a clearer picture.
Which fund fits my approach?
Compare halal ETF options and understand the differences that matter.
Free to explore. A useful place to begin.
Your values deserve
more than a label.
A halal verdict is only the beginning. Penny makes the screening rules and financial ratios visible, so you can understand what passes, what needs review, and why.
Explore our screening approachA more informed
way forward.
Who is Penny for?
Penny is built for Muslim investors who want to understand their holdings, check supported stocks against AAOIFI-style rules, and keep portfolio risk and zakat-related tasks in one place. You can start with the free web tools or explore the iOS app.
Do I need to connect my bank?
No bank login is required. Add holdings manually, import a CSV, or scan a statement in the app to bring your investments into view.
How does halal screening work?
Penny screens supported US stocks using AAOIFI-style business activity and financial ratio checks. You can review the rules and numbers behind a result. Screening is educational guidance, not a fatwa; see our methodology for scope and limitations.
Is Penny free?
The website’s tools are free to use. The iOS app includes a free trial before subscribing. Check the App Store and the app’s subscription screen for current pricing and trial terms.
Can I use Penny outside the US?
Penny supports portfolio tracking across multiple countries and currencies. Live halal stock screening currently covers supported US stocks. App availability may vary by your App Store region.
WANT THE FULL PICTURE?Explore all Penny featuresPortfolio tools, alerts, privacy, and more.
A halal portfolio coach for Muslim investors.
Check supported stocks, review doubtful holdings, and track real portfolio risk.
Penny helps you understand what you own in halal terms. Screen supported US stocks against AAOIFI-style rules, surface doubtful positions, spot concentration drift, and keep zakat-related tasks in view without linking your bank.
Free web tools · the app includes a free trial
A real halal investing website needs to answer the core question early.
Most finance apps show balances first and compliance later. Penny reverses that: show the verdict, explain why, then help the investor decide what to do next.
See halal, doubtful, and not halal without hunting.
Supported stocks get an immediate verdict, grade, and rule breakdown so the answer is visible before you open three more tabs.
Know what the result means for your actual holdings.
Penny shows which positions need review, where concentration is building, and how one stock changes the wider portfolio.
Notifications only when compliance or risk really changes.
The product is not built around daily nudges. Alerts are for status changes, drift, zakat, purification, and trial reminders.
See what you own. Then see what needs attention.
Penny is built for the real workflow: track the whole portfolio, check supported stocks for compliance, and identify what is doubtful before small issues become bigger ones.
See whether any supported US stock passes Penny's AAOIFI-style screen, with the rule breakdown behind the result.
Stocks, ETFs, crypto, gold, real estate, RSUs and retirement accounts — in one clear picture.
Add holdings manually, import a CSV, or scan a statement to get started fast.
No bank login required. Penny is built for investors who want portfolio clarity without linking every account.
Answers for your
actual holdings.
Penny turns portfolio questions into plain-English answers grounded in what you own. Ask about halal eligibility, doubtful names, concentration, diversification, or what deserves review next.
Open a stock and see the screening result, the relevant rule checks, and the actual numbers behind the decision.
Ask whether you're too concentrated, too exposed to one theme, or carrying hidden risk — and get an answer based on your portfolio, not a generic article.
Go beyond a simple pass or fail.
A stock verdict matters, but context matters more. Penny helps you understand how each holding fits into your portfolio, where risk is building, and what deserves attention next.
Track your portfolio in real time and see where returns are actually coming from.
See how your money is split across asset classes, sectors, and themes — and where concentration is creeping in.
Check prices, fundamentals, and halal status for the holdings that matter most to you.
Stay ahead of dividends, earnings, and market events that affect your portfolio.
Useful alerts are specific, not generic.
Penny supports notifications, but the right product behavior is selective. You should hear from the app when a holding becomes doubtful, a position gets too large, or a zakat-related task needs your attention.
Get notified when a supported holding moves from compliant to doubtful, or fails the screen after new filings.
Track the names you care about and only hear from Penny when something meaningful changes.
See when one holding, sector, or theme quietly becomes too large in your portfolio.
Use reminders when it is time to review zakat due or clean up non-compliant income.
Get a clear heads-up before billing starts. No vague engagement spam.
From one stock check to a clearer halal portfolio.
Check the verdict
Start with a supported stock. Penny shows halal, doubtful, or not halal, plus the ratios behind that result.
Explore stock checksSee portfolio impact
Pull the verdict into your portfolio view. Understand how much is clean, what is doubtful, and where concentration drift is building.
Review the frameworkStay on top of obligations
Use the same system for zakat, purification, and reminders that matter when your portfolio changes.
Open zakat calculatorSee where your money is headed.
Model scenarios — from a market crash to early retirement — and see how your money could grow over time.
Retirement planner
A Monte Carlo simulation across 5,000 scenarios shows the odds you'll reach your number.
What-if simulator
Test a buy, sell or rebalance before you make it — see the impact on risk and returns first.
Tax-loss harvesting
Penny surfaces tax-saving opportunities across your holdings automatically.
Manage money as a household.
Add your household to see the full family picture — combined net worth, allocation and goals, all in one shared, intelligent view.
Everything needed for a halal-first investing workflow
Track your portfolio, check compliance, review risk, and stay on top of obligations in one place.
Start before you download.
The site should stand on its own. Use the screener, read the rules, and browse the research before you commit to the app.
Answer the questions Muslim investors keep asking.
The blog should lead people deeper into the product: first understand the rule, then check the holding, then review the portfolio.
Check what you own
before you guess.
Download Penny and see what in your portfolio is halal, doubtful, risky, or overconcentrated.
Your money. Your values.
Your Penny.
Bring your portfolio and your faith into the same picture.
Available on iOS · Free trial included
From this screen to your phone.Scan with your iPhone camera to get Penny.