Useful Muslim money tools. Free before you download anything.
Get a useful answer first. No account, no bank connection, and no paywall between you and the calculation.
Halal Portfolio Checker
Paste tickers or upload a CSV to see compliance, concentration, and ETF overlap.
Halal ETF Comparator
Compare fees, assets, yield, categories, and weighted top-holding overlap.
Compliance Watch
Review current doubtful names, failed screens, and holdings closest to a threshold.
Dividend Purification
Estimate how much non-compliant dividend income to give away.
Zakat on Stocks
Compare common calculation approaches for trading and long-term holdings.
Halal 401(k) Analyzer
Paste a retirement-plan fund list and identify supported halal candidates and review items.
Hajj Savings Planner
Turn your Hajj target and timeline into a clear monthly savings amount.
Islamic Home Finance Comparator
Compare quoted monthly and total costs without confusing cost with permissibility.
Faraid Share Estimator
Explore common spouse, parent, son, and daughter share scenarios with strict limits.
We show the assumptions, date the data, and say when Penny does not know.
Financial and religious decisions deserve more than a mysterious score. Every tool exposes its inputs and limitations and keeps the final decision with you, your scholar, and your professional advisers.
Need a useful calculator for your own audience?
Penny can build, sponsor, or license focused Islamic-finance tools for educators, communities, nonprofits, and fintech teams.